
Kumar Ramachandran
Builder · EazyBudget
Dear Friends,
I'm not a financial advisor, and EazyBudget isn't a business. I'm someone who spent years wrestling with the same complicated questions most people face — when can I actually retire? Am I saving in the right accounts? Am I paying too much in property taxes? Is my plan going to hold up if markets go sideways?
I couldn't find tools that answered those questions clearly and honestly. The ones that existed were either too simple to be useful, locked behind expensive software, or designed to funnel you toward a paid advisor. So I built my own.
I have never been a teacher and more a doer. The tools that I wrote are my equivalent of writing a book with interesting chapters — except my book is code and my chapters are strategies that are well tailored for anybody to understand and execute.
I'm sharing this with my friends, family, and anyone who finds it — not to make money, but because these decisions matter and most people don't have the resources to get good help with them. The tools are free, there are no ads, and there will never be a paywall. If it helps you navigate a tough choice with a little more clarity, that's the whole point.
Warm regards,
Kumar
360 Retirement
Year-by-year projections, Roth optimization, tax strategy, real estate, stress tests, and AI-powered planning across every major retirement decision.
Property Tax Reducer
A step-by-step guide to challenging your property tax assessment — comparable sales analysis, AI dispute letter builder, and savings tracking.
I'd love to hear if these tools helped you, or if there's something you wish they did better. Reach out on LinkedIn or drop me an email.