EazyBudget
Kumar Ramachandran

Kumar Ramachandran

Builder · EazyBudget

EaZyBudget

Dear Friends,

I'm not a financial advisor, and EazyBudget isn't a business. I'm someone who spent years wrestling with the same complicated questions most people face — when can I actually retire? Am I saving in the right accounts? Am I paying too much in property taxes? Is my plan going to hold up if markets go sideways?

I couldn't find tools that answered those questions clearly and honestly. The ones that existed were either too simple to be useful, locked behind expensive software, or designed to funnel you toward a paid advisor. So I built my own.

I have never been a teacher and more a doer. The tools that I wrote are my equivalent of writing a book with interesting chapters — except my book is code and my chapters are strategies that are well tailored for anybody to understand and execute.

I'm sharing this with my friends, family, and anyone who finds it — not to make money, but because these decisions matter and most people don't have the resources to get good help with them. The tools are free, there are no ads, and there will never be a paywall. If it helps you navigate a tough choice with a little more clarity, that's the whole point.

Warm regards,

Kumar

What I believe about money and tools

  • Clarity beats complexity. A good model that you understand beats a perfect one you can't. I try to show the math, not hide it.
  • Average people deserve powerful tools. Wealth managers, CPAs, and estate attorneys are expensive. The math behind their advice isn't secret — it just needs to be accessible.
  • The best financial decision is the one you actually make. I built these to make the analysis easy enough that you actually run the scenarios and understand the trade-offs before committing.
  • This is not a business. I'm not optimizing for revenue, subscriptions, or growth. I'm optimizing for usefulness. That means no upsells, no dark patterns, no data selling.

Let's connect

I'd love to hear if these tools helped you, or if there's something you wish they did better. Reach out on LinkedIn or drop me an email.